Farm & Agricultural Insurance
What type of Farm Insurance do I need?
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Farm Combined Insurance
A single policy designed to simplify your insurance needs, however complex. From hobby farms to very large estates, it can be used to protect buildings, machinery, personal accident, livestock, liability, business interruption, house and contents.
Although our typical policy covers the standard requirements for most UK farms, we understand that no two farms are the same. We can secure tailored cover, designed specifically for you.
With our Farm Combined product, there are no compulsory sections, meaning our clients receive the right level of cover at the right price, without paying for extras they don’t need.
Farm Motor Insurance
We know that when you work in agriculture, your vehicles are critical to the day-to-day operation of your business. In a constantly evolving world, vehicles of all shapes and sizes are playing an increasingly vital role in realising your farm’s true potential.
Our Farm Motor product takes care of all your farm vehicles, private and commercial, under one policy — from cars to commercial goods vehicles and from ATVs to combines.
Agricultural Contractors Liability Insurance
Agricultural contracting plays a key role in UK farming and we recognise that more and more farmers are actively seeking new opportunities to supplement their income by carrying out contracting activities.
We understand that each business’s requirements vary so our product covers a range of activities including (but not limited to):
- Fertilising: crop spraying, spreading of muck and digestate.
- Cultivation/drilling/harvesting: combining, silaging, ploughing, direct drilling, baling and wrapping, sub soiling.
- Husbandry: lambing, sheep shearing, blacksmithing, farriering, pest and vermin control
- Land Management & Forestry: Hedge cutting, dry lining, sports pitch maintenance
- Agricultural construction: Agricultural engineering
Renewable Energy Insurance
Increasingly, farmers and landowners are diversifying into the production of electricity to generate their own energy source and to create a new income stream from the payment of government incentives. This has led to increased demand for specialist insurance to protect their installations.
Our livestock policy provides all risks cover for specified animals and whole herds as a result of loss, destruction, damage, death, injury, illness and disease.